Learn About Laurie Campos Insurance
At Laurie Campos Insurance, we pride ourselves on delivering a modern take on traditional service, and we’re honored to be the first-generation, women-owned business that serves our friends and neighbors here in Oregon, OH, Lucas County, and the surrounding Greater Toledo area. We’re passionate about meeting the unique needs of our community and the families and businesses that make it thrive. Whether you’re in need of auto, home, life, motorcycle, boat, or business insurance, we’re here to help.
While we may seem like a typical main street agency, we’re anything but old-fashioned. We’ve modernized our approach to service and keep in touch through newsletters, social media, and many community events throughout the year. And of course, as your local agency and our door’s open if you need to stop by. We believe that being part of our community is essential, and we always strive to exceed your expectations. Remember that your family, life, and financial well-being are some of your most prized possessions. So, trust us to take care of you, just as Laurie always says, “Leave the worrying to us and get on with your dreams.”
We Love Community
We take pride in our involvement in supporting and volunteering with organizations across the Greater Toledo, OH, region. Ask about our newsletter to stay up to date on our upcoming events and activities.
Offering the Perfect Mix for Your Insurance Needs
Laurie Campos Insurance has a variety of personal insurance and business insurance solutions so you can find what you’re looking for in one place.
Your Agency Owner, and Advocate in Oregon, OH
“Coming from a captive insurance agency, I learned the hard way that you run into a lot of dead ends. You find yourself not being able to work solely for your clients. I believe that being independent will provide me more options for my clients, letting them have peace of mind.”
Make Your Choice Easy With More Options
We proudly represent Auto Owners, Grange, Safeco Insurance, and more!
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
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We Love Happy Clients
Check out our reviews and see why you should switch to Laurie Campos Insurance.
“Laurie Campos Insurance is the best insurance company I have ever delt with. They go above all expectations. Kind, understanding staff that gets the job done!”
“Excellent rates, easy people to work with, just renewed online and it was so quick and easy. I am truly glad my daughter recommended them to me for my insurance needs.”
“Laurie, Chelsea, and Alexis are all amazing ladies and will take fantastic care of all your personal and commercial insurance needs!”
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Already a client of Laurie Campos Insurance? Visit our Service Center to make requests and manage your insurance.
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